Insurance valuations powered by technology we've built and own outright, signed off by RICS Registered Valuers. Faster turnaround, without compromising accuracy or accountability.
An estimated 70% of residential and 79% of commercial properties in the UK are underinsured — many covered for only about 63% of their true rebuild cost. When a claim occurs, the payout falls short and the owner covers the gap.
Rising construction costs, evolving regulations, and market volatility mean outdated insurance values can leave organisations exposed to significant financial risk. Accurate, up-to-date reinstatement cost assessments are the only way to ensure properties are properly covered.
Traditional reinstatement assessments involve extensive manual data collection, analysis, and reporting. We've transformed this with proprietary technology, built in-house by our own team and embedded throughout the valuation workflow.
Our technology rapidly analyses property information, validates data, benchmarks construction costs, and flags anomalies — enabling our surveyors to focus on professional review and expert judgement. The result is a valuation process that delivers:
The cost of rebuilding a property can differ significantly from its market value. An accurate reinstatement cost assessment considers everything required to reconstruct a building following a major loss — demolition, site clearance, professional fees, regulatory compliance, and construction costs.
Without regular reviews, insurance values quickly become outdated, leading to underinsurance and reduced claim settlements, excessive premiums, increased financial exposure, and uncertainty at renewal and during claims.
Accelerated assessment and reporting helps meet renewal deadlines and supports time-sensitive insurance requirements.
Technology-assisted analysis and data validation reduce errors and improve confidence in reported values.
Consistent methodologies ensure assets are assessed the same way across entire portfolios.
Accurate insurance values support informed decision-making and reduce exposure to underinsurance.
Efficiently assess single properties, regional estates, or national portfolios through one integrated platform.
Every output is reviewed and signed off by a RICS Registered Valuer. Speed never comes at the cost of accountability.
Property owners · Asset managers · Investors · Corporate occupiers · Housing providers · Insurers and brokers · Public sector organisations
Start with a small batch of properties. See the quality and speed for yourself before committing.
Add Finvise to your panel — alongside your existing providers or as your primary RCA partner.
Built for large portfolios. The more you send, the faster we deliver — with consistent quality across every asset.
Accurate values. Faster delivery. Greater confidence. See how our reinstatement cost valuations can protect your portfolio while reducing time and complexity.